Monthly Archive: July 2020

The finance broker in Geelong helping people save money on their home loans

July 15 2020

Konnect Finacial Service’s finance brokers in Geelong are dedicated to helping our clients save as much money as possible on their home loans. And, given the current economic situation, it has never been more important to ensure you’re getting a good deal on your home loan.

Refinancing or simply getting the right home loan when purchasing your home will save you thousands of dollars in the long run, making it a vital thing to get right. Investing in a home is, for most people, the biggest financial decision of their life.

Our team helps our clients by providing expert advice and tailored support to help them find the right home loan to set themselves up for the future. It’s not just about what loan is right for now, but for many years to come, and this is especially important at the moment during times of high financial uncertainty.

If you are considering purchasing a home, or feel that your current mortgage repayments are too high, chances are Konnect Financial Services can help you find some options that are right for you.  We help the vast majority of our clients save a minimum of $250 a month off their mortgage repayments, which translates to tens of thousands of dollars off your mortgage of the duration of the loan period, these savings are available to most people, they’re just simply not aware of it.

Beyond saving money, there is simply three main reasons to choose a mortgage broker over going to your local bank, these are:

1. Choice – As mortgage brokers we have access to products from countless banks and lenders, not just one. So we can find the one that is most suited to your requirements. When your circumstances change, as you pay off your loan, we can suggest a different package to suit your needs.

2. Specialised assistance – Bank employees are in the business of promoting the bank’s services which includes securing your loan. Every lender has their own method for approving or declining a bank loan, and you can waste a great deal of time trying to provide the “correct” application. We already have inside knowledge of how each bank assesses an application, so you have a better chance of being approved the first time around. We can also negotiate with the bank for policy exceptions to tailor the package to your individual specifications.

3. Administrative support –  Our mortgage brokers in Geelong will manage all the paperwork on your behalf and follow up with the lender, keeping you updated on the progress of the application. This saves you time and a great deal of stress while providing you with one point of contact throughout the business of securing the loan.

Ultimately, as your mortgage broker, we are saving you both time and money by simplifying the loan application process and ensuring that you find the loan package most suited to the size of your deposit and your ability to make repayments.

Contact us today to find out more about how we can help with your home loan!