Konnect News

Using equipment finance to help build your Geelong business

July 27 2019

You need good equipment to start a new business.

Whether it’s vehicles, telecommunications, software or tools, the business staples necessary to get your startup off the ground are costly when you’re trying to find your feet.

That’s where equipment finance in Geelong, sourced from quality lenders, can be the answer.

Konnect Financial Services’ staff are happy to help you secure the necessary finance to convert your dream of running a successful business into a reality.

If you are starting up an earthmoving business and need to add a bulldozer or grader to your fleet, give us a call. Maybe you want to open a gym in the suburbs and need to source finance for fitness equipment? Do you need a Bobcat or mower for a landscaping business? Or are you after versatile forklifts for materials handling work in a new warehouse? These are all items that fall under the “equipment finance” banner.

From portable buildings to office furniture, cranes and medical equipment, we can help find the most suitable Geelong equipment finance on offer.

Using equipment finance has many advantages for new businesses. It means you can source your equipment without major disruption to your cash flow and operating budget. It’s about accessing quality assets including cutting-edge technology that could otherwise have been way outside your capabilities.

For a business to succeed nowadays it needs all the advantages that excellent equipment can bring. Whether it’s vehicles, plant, IT capabilities or tradie tools, it helps you carve out your spot in today’s competitive world. The right equipment is vital for business growth.

Equipment finance also takes the stress off your working capital and credit line, giving you room to meet future demands.

For equipment finance Geelong people can rely on our team for help sourcing the best deal possible for new businesses. Please contact Konnect Financial Services today for more information.

The personal loans helping Geelong locals get a leg up

May 29 2019

Sometimes your bank balance just doesn’t give you enough room to achieve what you want in Geelong without the help of a personal loan.

Do you need a car but don’t have the funds to afford it outright? Are you after money to renovate your home? Desperate for a holiday to escape the approaching cold winter? Or do you have bills and expenses that need to be paid off¬† but don’t have the cash on-hand?

Konnect Financial Services’ experienced brokers help many clients source Geelong personal loans to cover these scenarios, allowing them to cover the up-front cost and have of time to pay it back with structured payment plans.

You can even use personal loans to consolidate credit-card debt. Because these loans have a lower interest rate than credit cards offer, you can save yourself a significant amount of money.

But there’s more to consider than just the interest rate when you shop around for the best personal loan for your circumstances. Our brokers have a deep understanding of the loans industry and can help you avoid any pitfalls when making your selection. We’ll also do the homework for you, sifting through the huge range of Geelong personal loans available until we’re confident we find one that’s most appropriate for your needs.

Because we know the industry inside out, we can also answer any questions you have during the loans selection process.

So don’t get overwhelmed by the many choices on offer. Come and see one of our loans experts and let us help.

The right personal loan can make a huge difference in your life. It can assist you to make your home a more comfortable fit for your family, get you transport to make the work trip easier, help you pay medical expenses or pay off unexpected repairs when emergencies strike.

For people in Geelong personal loans deliver freedom to buy necessary items and services, to enjoy life and to restructure their finances.

Konnect Financial Services provide people with a reliable and hassle-free service to help them source the loan they need. Please contact our team to make an appointment.

Finding the right vehicle insurance in Geelong

April 28 2019

When it comes to selecting quality vehicle insurance Geelong residents should know that it’s not a case of “one size fits all”.

Instead, it’s a matter of finding a quality policy that best meets your specific needs and circumstances. And for many on the hunt for vehicle insurance, that search can be confusing with the large variety of options in the marketplace.

So what factors should you take into account when searching for the most suitable cover at the best available price?

One of the first things to consider is what you are actually wanting to insure. Is it a new luxury vehicle for private use, a second-hand car, a motorbike, caravan or fleet of vehicles that are vital for your busy commercial business?

You also need to ask yourself how basic you want your cover to be. For example, if your car breaks down do you want the reassurance of a policy that includes a rental car for a week or so? Or are you happy to source and pay for temporary transportation yourself?

At Konnect Financial Services, our experienced brokers have been helping people find quality vehicle insurance for years and we know the level of cover has to comfortably fit your circumstances.

While everyone must have Compulsory third party insurance, other main types of vehicle insurance in Geelong are:

  • Third party property insurance – which covers any repair costs to property that your vehicle may damage;
  • Third party property, fire and theft – insurance that protects you in regards to damage to other people’s property. It also provides a level of cover if your vehicle is damaged by fire or theft;
  • And comprehensive car insurance, provides cover for damage to your vehicle and property owned by others if your vehicle is in an accident. Also covers your vehicle for fire and theft.

You should ask whether the insurer offers discounts for multiple policies and whether they reward people who don’t make claims.

Make sure you know what your excess is with each policy you are considering. The bigger your excess, which is the amount you pay when making a claim, the lower your premium. With that in mind, you could consider upping the excess for a lower policy cost.

While comprehensive insurance might be the top pick when it comes to delivering peace of mind and wide-reaching cover, it’s still necessary to make sure the insurance is tailored for the vehicle in question. Say you drive an old, second-hand vehicle that’s nearing the end of its working life, then comprehensive insurance might not be the best fit. Taking out third party property might be a better solution to your circumstances.

It’s also worth finding out whether you can choose your own mechanic in the case of an accident. And, if you do ever have to make a claim, what sort of effect it will have on your premium?

Where you use your vehicle is also a consideration when it comes to insurance. If you are expecting to drive off-road, then just check that you’re covered for that activity to avoid any nasty surprises if you have to put in a claim.

Whatever you decide when it comes to vehicle insurance in Geelong, it is also vital to make sure you are honest with the information you give your insurer. The last thing you want is for a claim to be rejected down the track.

Whether you want cover for a commercial vehicle fleet or the family car, contact the friendly team at Konnect Financial Services to secure insurance that suits your budget and your needs.

Finding the best home loans in Geelong

March 31 2019

When you buy a house, you want one that meets your needs.

After all, it’s a massive outlay of money and it is important to make the right choice.

The same holds true when you’re on the hunt for the perfect mortgage among the huge range of available home loans in Geelong. You absolutely want the most suitable home loan. And, just like the house or unit you have your eye on, it’s got to meet your needs too when it comes to your financial and lifestyle circumstances both now and in the future.

Making the wrong selection for your home mortgage can cost you many thousands of dollars over the life of your loan. That’s why it pays to seek advice from expert brokers such as the experienced team at Konnect Financial Services.

Our home loan finance brokers know the loans industry inside out. After all, it’s our job and we’re good at what we do. We can help you understand your borrowing capacity, iron out what you’re actually looking for in a loan and then find suitable options for you to compare.

Whether you are after a fixed interest loan or a variable one, a construction loan or a bridging loan, we can help. It’s all about narrowing down the best loans for your circumstances, then comparing them until we find the most suitable home loans option in Geelong. Studying their features such as fees and interest rates will help you make the right decision.

It’s important that you are comfortable with the loan you select. You don’t want one that puts you under unrelenting financial stress – that’s a recipe for disaster. We can also suggest practical strategies that will help you pay off your loan faster.

Our team is here to help over the long haul. We’ll submit your loans application and provide advice and support all through the journey to loan settlement and beyond.

Konnect Financial Services aims to make the process of securing quality Geelong home loans as easy as possible so clients can start enjoying their new homes. Please contact our team today for more information.

Benefits of refinancing your home in Geelong

February 28 2019

Do you want to improve your financial situation, but don’t know where to start?

At Konnect Financial Services, our experienced brokers can help you improve your cash flow and decrease your debt level this year with careful refinancing of your home in Geelong.

If you are looking to pay of your credit card, lower your monthly payments and increase your savings, then it’s well worth considering talking to our brokers about home refinancing.

Refinancing your home loan can deliver big savings in the long run. With hundreds of products to select from, our team can make sure you get the loan that best meets your needs and allows you to work towards a healthier financial future.

When it comes to refinancing your home, Geelong people can be driven by a number of reasons. Perhaps you want to consolidate debt into one manageable product. Maybe you have your heart set on an investment property. Do you want to give your home an overhaul by renovating bathrooms and the kitchen or build an extension to cater for a growing family? Are you wanting to build a share portfolio? Or are you simply unhappy with your current home loan and want to look for a cheaper one that better suits your circumstances?

All the above are good reasons to book an appointment with a Konnect Financial Services broker today.

We can sit down with you, discuss your concerns, and then look for ways to find a great product to consolidate your loans and save you big bucks when it comes to fees, charges and interest payments.

If you are considering refinancing your home in Geelong, then it’s wise to seek advice from people with wide experience and knowledge in the loans industry.

At Konnect Financial Services, we’ve helped many people get a better deal through home refinancing and we’re happy to do the work for you.

Please contact us to book an appointment with one of our friendly brokers.

Protect your Geelong assets with house and contents insurance

December 27 2018

Having Geelong house and contents insurance is vital in today’s busy world.

We all work so hard for our possessions, so it’s important that we protect them. And with most people’s wealth tied up in their homes, furniture and other significant possessions, having a great insurance policy to keep them covered makes good financial sense.

Konnect Financial Services will help you find the right type of insurance to suit your needs, giving you access to some of the most trusted insurance providers in the country.

It’s about great coverage, versatility and value for money. Our experienced team can provide you with a policy that’s a comfortable fit for your lifestyle and circumstances. We even have policies that give you access to cover items away from your home. And if you have guests in your house, we can provide a policy that covers their possessions too.

If you are a property owner in the Geelong region or further afield, you can’t afford to be without house and contents insurance. Whether you take out a policy for home building insurance, to cover damage repair or even the rebuilding of your home after possible disasters including fire, we can help. Home insurance also covers fixtures.

Contents insurance is just as it sounds – it covers your contents such as appliances, TVs and clothes that are within your home. Many people actually underestimate how much it would cost to replace all their home’s contents, so make sure you do your calculations carefully before applying for insurance. The same holds true for home insurance, so assess the value of replacing your dwelling in order to come up with a realistic sum.

No-one wants to face the aftermath of a fire, flood, vandal attack or even accidental damage. But the situation is even harder to cope with if you don’t have the protection of Geelong house and contents insurance.

So don’t delay, contact the specialists at Konnect Financial Services for assistance today.

Great time for first home buyers’ loans in Geelong

November 30 2018

Geelong’s current housing market presents many exciting opportunities for people looking to make their first move into the world of real estate.

Just drive around Armstrong Creek, Fyansford and Lara and you’ll see plenty of houses taking shape in new estates, with first home buyers’ loans in Geelong helping people to start the transition from renter to property owner.

Geelong is enjoying a construction boom and first home buyers are making their mark in the regional city’s growth corridors.

Australian Bureau of Statistics data revealed a massive 33 per cent leap in building approvals over the month of August, with new house approvals up by 75 from the previous month’s tally of 286.

Armed with a first home owner’s grant of $20,000 in regional areas, many have decided the time is right to dip their toe in the pool of home ownership.

While $20,000 is a welcome part of the financial puzzle, most people will have to navigate the confusing world of first home buyers’ loans in Geelong to make owning a home a reality.

And that’s where Konnect Financial Services can help. Our experienced finance brokers have helped many people source quality loans to buy their first home. We understand the loans industry and, with our support, you could be in your dream first home much earlier than you might have imagined.

Our team makes the whole loan application process as smooth and easy as possible, offering you great advice and helping you find a loan that best suits your circumstances.

What are your priorities in life? What is your borrowing capacity? What sort of loan is best for you? How big should your repayments be? These are all questions you can work through with one of our experienced brokers. And we’re happy to come to you for a consultation.

It’s worth noting that our services won’t cost you a cent. They are also obligation free.

For first home buyers’ loans Geelong clients and those further afield can rely on the expertise of our brokers and the great range of loans we can access for you. Please don’t hesitate to contact us at Konnect Financial Services to book an appointment.

First home owners loans make dreams a reality

October 31 2018

In recent years many young people and potential first home owners have been reluctant to take out loans to enter the real estate market due to booming prices.

But there are changes afoot, with a cooler market providing opportunities for people to achieve their dream of home ownership.

Buying a house or land to build on is a big step in your life. While it’s definitely exciting, navigating the confusing world of first home owners loans can be overwhelming at times.

And that’s why having experienced home loans brokers from Konnect Financial Services to help you through the whole process can bring peace of mind to a stressful time.

We break the act of buying a home into six easy steps and then guide our clients calmly on their path until they have the front door key in their pocket.

The first task to cross off your list is deciding how much you can borrow without putting yourself under financial hardship. We can use our repayment budget calculator to gauge your ability to repay your home loan and discuss repayment strategies that can strip months from the life of your loan.

Then it’s time to find a home loan that suits your circumstances. Because we have access to many first home owners loans from a range of leading lenders, we’ll find a great fit for your circumstances.

Next up is organising a builder to inspect the home you are keen to buy. A pre-inspection will give you the heads up on any structural or pest problems that have the potential to turn home ownership dreams into nightmares down the track.

We also advise clients to engage a solicitor or conveyancer to handle the legalities through the whole contract and purchase process right up to settlement day. They will ensure your legal rights are protected. And that’s crucial.

Formal approval is a welcome step, and we’re happy to liaise with all the relevant stakeholders on your behalf.

Then comes the final step – settlement day. Our home loans broker can go through the mortgage documents with you to ensure everything is in order, then get the paperwork to the lender for you in the lead-up to settlement day. And before you know it, you’ll be the proud owner of a new home or block of land.

If this is your first property purchase, you might also get a welcome financial boost from a one-off first home owners grant. We can help you discover whether you are eligible for the grant.

It’s also worth noting that there’s no upfront fee for our service at all. And that’s welcome news right there.

So don’t navigate the path to home ownership alone. Our experienced mortgage brokers have been finding quality first home owners loans for clients for years and are here to help. Please contact Konnect Financial Services today to book an appointment.

Turn to the personal loans experts in Geelong

August 31 2018

If you want to kick start the new financial year with a new car, boat or overseas holiday, Geelong personal loans might be the way to go.

Perhaps long-service leave is approaching and you have your sights set on a one-month luxury cruise with your partner. Maybe you want to pack up the family, buy a caravan and head off around Australia for a half a year. Do you have your eye on a dream car that you’ve been coveting for ages? Or is it time to tackle a home renovation project that’s been waiting in the wings for a long time?

The bottom line is all these things cost money – money you haven’t necessarily got in your bank account. So turn to Konnect Financial Services’ experienced team of finance brokers and let us hunt through the range of personal loans to find one that best fits your circumstances.

Whatever your budget, our brokers can assist in helping you tick off your goals. It’s all about assisting you to sail off on your holiday, remodel your kitchen or drive off in your new vehicle – without putting yourself under an unsustainable financial burden.

When it comes to personal loans Geelong people can trust our team to uncover finance that is competitive for both interest rates and fees. The wrong choice can cost you dearly in the long run and our experts can help you avoid potential pitfalls.

Whether you need $4000 or $40,000, personal loans are a popular choice for people across Australia. While vehicles, holidays and home renovations are common reasons for such loans, they can also be valuable tools to consolidate debt, pay off credit cards and even help fund a wedding.

For personal loans Geelong people can rest assured that the experienced brokers at Konnect Financial Services are here to help. We provide reliable, affordable and trustworthy finance to people across the region who are looking to expand their horizons and live their dreams. Please contact us today to make an appointment with a member of our friendly team.

Our Geelong car and equipment loans tailored for your business

June 29 2018

When you run a business, quality equipment plays a crucial role in its success.

From cars and trucks to computers and telecommunications equipment, it is important it works efficiently, is up to date and can handle the demands of the job. While top-line vehicles and equipment can be expensive, Konnect Financial Services’s Geelong car loans and equipment finance can help you get what you want without having to decimate your savings.

Our experienced brokers are experts in the loans industry and will work with you to find the right loan, serving up the equipment or vehicle you need while leaving your cash flow intact.

So what do you need to make your business run smoothly and grow? Do you need to replace old, unreliable plant from your earthmoving equipment fleet after years of hard service? Is your telecommunications system not meeting your needs? Are you seeking the latest high-tech training equipment for the new gym you want open? Or does your trusty ute, that’s ferried you to building sites for years, need to pensioned off and replaced?

Whatever your Geelong car loans and equipment finance needs, Konnect Financial Services has you covered. We have access to more than 20 leading lenders that specialise in the fields of personal and commercial vehicle and equipment loans and will work with you to find the best fit for your circumstances.

The list of items people seek out loans for is endless. It ranges from bulldozers and office furniture, to medical equipment and boom sprays. While that list is long, our range of equipment finance products is lengthy too and includes rental/operating leases, hire purchases and finance leases.

So rather than outlay a substantial amount of money up front to buy the “tools” – be they vehicles, computers or furniture – to build your business, talk to us about how our finance options can achieve your goal without hitting your savings.

For more information about car loans in Geelong and equipment finance, contact our friendly team at Konnect Financial Services today.