Yearly Archive: 2022

Choosing home loans in Geelong

June 5 2022

Other than deciding on the type of home that you want or how you want it to look, one of the most important things to think about is how to pay for it. At Konnect Financial Services, we know how complicated it can be to sort out your finances and choose the best home loans in Geelong out of the hundreds of options and lenders you can select from. This is especially daunting if you are a first time home buyer.

Our home loan finance brokers are experienced and highly knowledgeable in choosing the best mortgage products based on your circumstances and financial goals, determining how much you can borrow, and which lender is the most suitable for you. We’ll help you build a loan package that is most beneficial for you.

Konnect Financial Services will provide you with a step-by-step guide that’s simple and easy to understand. We’ll guide and assist you throughout the whole process. In addition to advising you and helping you choose the right home loan, we’ll be with you in the following steps, including submitting your application, managing your finances and your priorities, refinancing your loan, decreasing debt and minimising interest, paying off your home, and maybe selling your property in the future.

Lastly, because we know how much is involved in getting a new home and moving in, Konnect Financial Services also offers a FREE self-drive removal van when you’re able to get a home loan through us. Our ultimate goal is to make it as easy as possible for you to have your own home and be happy living in it.

Konnect Financial Services was established in 2006 with a proud history of providing clients with the best financial services and loans that are perfectly suited for each individual’s specific needs. If you’re in need of any type of financial advise or have any questions about all types of loans, contact our friendly experts today.

Home loans Geelong

Home loan refinancing in Geelong

May 18 2022

One of the smartest moves you can make in Geelong is home loan refinancing. Although, it can be a bit complicated, having to look at numbers, trends, and all kinds of other deals from different financial institutions.

Having a home loan can be a big responsibility, but also a big opportunity. You want to make sure that you make all the right moves in order to save you money on interest repayments, fees, and charges. With Konnect Financial Services, we can help and advise you with home loan refinancing in Geelong. We’ll evaluate your current situation and look at the best possible steps that you can take next. And all of this is for free.

There a lot of reasons and benefits to refinancing your home loan. Here are a few:

  • Getting a better deal with lower interest rates
  • Getting a fixed rate home loan
  • Being able to consolidate debts, such as personal loans, credit cards, or car loans with your home loan
  • Getting a higher value for your home, whether you haven’t used all of it or you’ve renovated your home
  • Freeing equity to invest in property, shares, or other opportunities
  • Getting a better loan to suit your needs, such as one with flexible repayments, split loans , the ability to choose your repayment frequency, and more

Konnect Financial Services is your one stop financial solutions shop. We offer a wide range of loans and deals from banks and lenders that we can compare and choose from for your needs. This will save you a lot of time and money.

Established in 2006, Konnect Financial Services are experienced finance brokers with a proud history of providing clients with excellent financial services and loans that cater to their specific needs. We’ve got expertise and great knowledge on hundreds of loan products that will surely help you take care and grow your finances. Whether it be a loan for a new car, a home, property investments, insurances, superannuation, or financial planning, our friendly and reliable brokers can help. Contact us today.

Home loan refinancing Geelong


Leading finance brokers for Torquay clients

April 29 2022

By using our experienced finance brokers Torquay clients can rest assured they’re getting loans that are a great fit for their circumstances.

If you’re buying a house – probably the most expensive purchase in your lifetime – that’s what you want to hear. It’s a similar scenario if your loan is for an investment property, new equipment or a vehicle. That’s because finding the right loan can save you significant money over its life. Well, Konnect Financial Services can help make that happen.

Our finance brokers in Torquay are experienced, knowledgeable and familiar with the wide range of loan products available from leading Australian lenders. We’re also great listeners, ensuring we get a full picture of every client’s financial state, goals and needs. This is important, because we don’t want clients committing to products that place them under huge financial stress.

Home loan experts

With the Reserve Bank of Australia expected to lift its cash rates soon, the big four banks believe rate hikes are fast approaching. We’ve already seen our annual inflation rate climb over 5.1 per cent, with signs showing the cost of living on a fast track upwards.

This makes it more important than ever to make sure you are armed with the best possible options before taking out a home loan. It is, without a doubt, time to talk to experts in the field. Experts from Konnect Financial Services.

As leading finance brokers in Torquay, Konnect’s team is passionate about making sure clients fully understand all the loan features before they make a choice. Our brokers will do the research for you, track down the best product options and help you with administration paperwork. We’re easily accessible if you have questions or concerns during the process. And we are here to make the loans experience as stress free as possible.

As your go-to team, we can help you source a range of loans including home loans, construction loans, refinancing loans, personal loans and car loans. You’ll also appreciate our expert help linking you with services such as financial planning and conveyancing.

If you want to set up a meeting with our finance brokers at your Torquay home or at our office, we’re happy to help. Please contact us on (03) 5243 3799 to book a time.

Experienced finance brokers for Torquay clients

The value of professional equipment finance services in Geelong

March 24 2022

If you want to update capital assets at your business without impacting cash flow, then equipment finance in Geelong is a strong option.

At Konnect Financial Services, we’ve seen businesses go from strength to strength after securing new assets including heavy machinery, medical equipment and software. And we’re proud to have played a part by helping them source quality finance to make that jump forward.

By using equipment finance Geelong businesses get access to vital plant, machinery, tools and technology without the huge up-front cost of purchasing it outright. And that’s great news.

But business owners also need to do their homework carefully before locking themselves into a deal. And that’s where our finance brokers are a real bonus. We have years of experience when it comes to sourcing quality products for our clients. We listen to what you need, then sort through the many options until we find the best deal for your circumstances.

An experienced broker can help you to avoid costly mistakes. We understand the terminology and the products. We’re also committed to making sure you fully understand the ins and outs of the products you’re considering.

Our team will show you all the options available including rental/operating leases, hire purchases, lease in escrow and chattel mortgage. We’ll also help you work out exactly what you can afford. After all, it’s got to be within your budget because too much financial pressure is unworkable. We can also discuss just how much the capital asset can achieve for your business in terms of attracting extra revenue.

Increase profits

Having new equipment, whether it’s earthmoving equipment, farm machinery or software, can make your business more profitable. You might be able to finish jobs quicker, take on new clients or expand your services. All can help grow your business.

We’re happy to help clients source equipment finance for assets including:

  • Road construction, earthmoving plant and machinery;
  • Forklifts and cranes;
  • IT equipment and software;
  • Trucks and special-purpose vehicles;
  • Agricultural machinery;
  • Rolling stock;
  • Gym equipment, and more;

The professional team at Konnect Financial Services arranges the equipment finance Geelong businesses need to move ahead of the competition. We’re experienced, professional and willing to work hard for each and every client.

We also have a strong relationship with a great range of lenders who specialise in these financial products.

If you would like more information, contact our friendly team on (03) 5243 3799.

When it’s time to refinance your mortgage in Geelong

February 26 2022

Before you decide to refinance your mortgage in Geelong, you need to do your research.

What are the reasons behind your desire to refinance? Are there better deals around? And will you end up ahead financially in the long run?

At Konnect Financial Services, our experienced finance brokers can help you find the answers to your questions. There’s a good chance we’ll be able to find your a better loan too, which could save you thousands of dollars over the term of your loan.

So what are some of the reasons why people actually want to refinance their mortgage in Geelong? Well, a desire to get a better better deal with lower interest rates is the most common one.

While everyone’s circumstances are naturally different, many people begin thinking about it seriously as their fixed term rate gets closer to ending. And that’s a good time. Others do a mortgage health check at least every four years in case there’s a better deal for them out there on the market.

Expert knowledge

If you’ve got your eye set on a great rental property to boost your real estate portfolio, but are battling your lender to release equity that could trigger your desire to refinance. Or maybe you think your current product’s fees are simply too steep. Perhaps you want to refinance to consolidate debt or even add to your share portfolio.

Whatever your reason, our team of experienced mortgage brokers can help. We have access to scores of quality loan products from leading lenders. We’ve also got expert knowledge of the industry and can make sure you avoid common pitfalls and get the best loan possible.

We’ll also do all the necessary homework for you, saving you hours of work. There’s great peace of mind in knowing you have a mortgage specialist in your corner. And we’ll help to ensure that refinancing is the correct option for your circumstances.

Apart from our years of experience of refinancing and mortgage products, our professionalism and customer service, we’re also incredibly approachable. We want to help our clients with their refinancing needs. We’re passionate about securing them the right product, with the right features.

So if you want to refinance your mortgage in Geelong, contact our trusted team at Konnect Financial Services on (03) 5243 3799. We look forward to hearing from you soon.

Refinance your mortgage in Geelong

The value of professional property conveyancing in Geelong

January 31 2022

Professional property conveyancing in Geelong provides peace of mind during the complex process of buying or selling real estate.

It’s a field rich with terminology, paperwork, legal documents and stress. And a licensed conveyancer will guide you through the process, handle the legalities calmly and answer your questions. They’ll have your back and make sure the sale or purchase goes smoothly.

Put simply, they are a vital asset to have in your corner. Conveyancers are experts when it comes to handling real estate transfers between parties. They’re licensed and specifically trained for their role. They also provide valuable advice about the legal side of property transactions.

So when do you call in a conveyancer? Well, they can play an important role before, during and after the property changes hands.

Protecting your rights

Professional conveyancers will:

  • Prepare or check the Section 32 statement, which contains vital details about the property’s title. This information can include details about covenants, easements, mortgages, zoning and more;
  • Deal with the legal work of buying or selling property. They’ll handle necessary searches, prepare transfer and settlement documents and more. If you’re buying, your conveyancer will carefully review all documents including contract of sale for you. If you’re selling, they’ll prepare the vendor disclosure statement and sale contract.
  • Ensure you meet the necessary legal obligations that come with your property transaction;
  • Coordinate the process for you with the parties concerned and handle communication;
  • And give you peace of mind that you’ve got an expert looking after your rights during this complex process.

At Konnect Financial Services, we’re happy to play a part in helping real estate transfers run smoothly. Because we’ve teamed with a property conveyancing business, our clients can rest assured their property settlements are in capable, professional hands.

That’s good news all round. We get to help our clients. And our clients get expert property conveyancing in Geelong from licensed professionals in the industry.

We want to ensure your rights are protected. We want you well armed with quality advice so you feel confident about the property transfer.

For assistance with property conveyancing Geelong clients can contact Konnect Financial Services on (03) 5243 3799 to get the ball rolling.

Property conveyancing services for Geelong clients